We Make Affordable Housing Happen — One Project at a Time

Yes. We specialize in working with clients who are using land loans, construction loans, or a combined land-construction loan (one-time close). Our team works directly with lenders to make sure your project stays on track with your draw schedule and appraisal requirements.

We assist by:

• Providing early feasibility studies to determine if the land qualifies for lending

• Coordinating with banks to prepare for construction loan approval and inspections

• Structuring permit timelines that align with draw milestones

• Connecting you with trusted lenders offering land-only loans, construction-to-perm financing, or alternative lending.

Many of our clients work with Banner Bank, U.S. Bank, and other regional and national lenders.

It depends — and we mean that sincerely. The cost to build can vary dramatically based on dozens of factors, including the type of home, location, access to utilities, topography, permitting requirements, and even how your chosen builder prices things like excavation or driveways.

There’s no one-size-fits-all answer, because one project may need a wetland study, a stormwater plan, and a septic system — while another already has utilities at the lot line and no environmental constraints.

That’s why we never guess. Instead, we offer a project evaluation or full feasibility study that lays out the real path and cost structure based on your unique property, jurisdiction, and goals. You’ll get clarity, not ballpark numbers.

Schedule a project evaluation above or call/text us at 263-691-8272 to start the conversation. We’ll walk you through the process and give you the facts, not fluff.

There’s no one-size-fits-all answer — it depends on what you’re trying to accomplish. Raw land is usually more affordable upfront, but it often requires more time, permitting, and investment to get it ready for construction. Improved land — with utilities, access, or past development work — might cost more initially but can significantly reduce headaches and delays down the line.

We help you weigh both options by looking at the full picture: your budget, build timeline, jurisdictional requirements, and long-term plans. Our goal is to help you avoid surprises — and choose the property that moves you forward.

There’s a lot more to land buying than just location and price. You need to understand zoning, access, slope, utilities (water, sewer, power), setbacks, and any environmental constraints like wetlands or steep slopes. You also need to confirm the land fits your financing, builder requirements, and construction timeline.

That’s why we tell our clients: let us focus on the technical feasibility, and you focus on the neighborhood. While we evaluate whether the land can be built on, you should explore whether you want to live there — check commute times, noise levels, surrounding development, schools, and general vibe. A successful project needs both: a site that’s buildable and a neighborhood that fits your life.

It depends — and we don’t say that to dodge the question. The actual cost of a feasibility study varies based on your site, scope, and the level of detail needed. But before setting a price, we recommend that you first speak with your bank or lender.

Why? Because many of the out-of-pocket costs for feasibility, permitting, and early site work are often credited toward your down payment or equity contribution in a construction loan — but that depends entirely on how your financing is structured.

Your bank representative is the best person to explain how those early costs will be treated. Once you’ve had that conversation, we’ll work with you (and your lender) to structure the right feasibility plan based on what you're responsible for upfront.

We also pair clients with trusted lenders and investor-aligned financing options if you haven’t chosen one yet — so you’re not navigating the process alone.

Our feasibility studies are custom-built for your property, jurisdiction, and goals — whether you’re building a single-family home or trying to maximize density through a short plat, ADU, or multifamily strategy.

Each study typically includes:

• Zoning and density evaluation based on current and emerging code

• Road frontage, legal access, and easement review

• Utility access and development strategy (water, sewer, or septic)

• Topography, slope, and environmental hazard screening

• Permit path analysis with jurisdictional timelines

• Financial and risk modeling based on site-specific variables

• Detailed next steps to move forward efficiently and legally

We go beyond surface-level reviews. Our team uses structured decision tools and prioritization frameworks to help you evaluate the most viable path forward — considering cost, timeline, permitting friction, and long-term value creation.

We also provide a completed building budget from a licensed and bonded general contractor — not a rough estimate from an unlicensed source. This budget is structured to be used in bank lending and construction loan conversations, giving you clarity and credibility from the start.

And unlike most consultants, we don’t stop at analysis. We guide you through every step needed to unlock the full density potential of your property — whether that’s through subdivision, short platting, ADUs, or other strategies.

You won’t just receive a report — you’ll gain a clear, confident roadmap to buildability and long-term value.

We offer fully custom homes only as a last resort — and only when it's truly the best fit for the client and the site. In most cases, a semi-custom, build-on-your-site approach is faster, more affordable, and more predictable.

Here’s how we do it:
Rather than starting from scratch, we evaluate multiple floor plans from reputable build-on-your-lot homebuilders. We analyze which design aligns best with your goals, lot conditions, budget, and jurisdiction. Then, we coordinate directly with the builder and handle everything else — from feasibility and permits to site development and certificate of occupancy.

This approach puts your priorities first. You get a home that feels tailored to you, backed by a development team that’s fully focused on keeping your project moving forward — without the delays, risks, and inflated costs often associated with full custom builds.

Our builder partners are vetted, licensed, and forward-thinking — and we make sure your project stays their top priority from day one.

A typical feasibility study takes 3 to 6 weeks, depending on the complexity of the property and the scope of your project.

If your site has slopes, wetlands, shared access, or other constraints, we may need additional time to coordinate with engineers, jurisdictions, or utility providers. But we’ll always give you a realistic timeline upfront — and keep you updated every step of the way.

Our goal isn’t just to complete the study quickly — it’s to give you clear, accurate answers so you can move forward with confidence, not surprises.